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for businessES THAT GET PAID

Simplify how your business gets paid

Accept card and bank payments, automate billing, and manage payouts from one secure merchant platform built to scale with your business.

See How it Works

Built for your entire organization

Payment operations shouldn’t slow your team down. Stratapay centralizes processing, reporting, and cash flow so your business can scale without added complexity.

Payment Processing

Accept card and bank payments securely across every channel.

Reliable payment processing, built for real businesses.

Accept payments confidently with fast approvals, secure processing, and infrastructure that works whether you’re in-store, online, or invoicing customers. Stratapay simplifies how money moves so you can focus on running your business.

Accept credit, debit, ACH, and contactless payments

Process online, in-person, and invoiced transactions

Fast approvals with consistent, reliable processing

Invoicing & Billing

Create and send invoices in seconds, and get paid faster.

Professional invoicing that speeds up payments.

Create, send, and manage invoices from the same platform you use to accept payments. Stratapay helps businesses reduce delays, cut down on follow-ups, and turn invoices into paid transactions faster.

Send one-time or recurring invoices in minutes

Accept card and bank payments directly from invoices

Automatic reminders to reduce late payments

Payment Automation

Put billing, reminders, and payouts on auto-pilot.

Automate payments without losing control.

Reduce manual effort by automating key parts of your payment flow. Stratapay helps businesses streamline billing, reminders, and settlements while maintaining full visibility into every transaction.

Automate recurring billing and scheduled charges

Send payment reminders automatically to reduce late payments

Fewer manual steps, fewer errors, and faster cash flow

Reporting & Payouts

Track balances, settlements, and funding in real time.

Clear visibility into your money.

Monitor transactions, balances, and payouts in real time. Stratapay gives you a clear view of what’s been processed, what’s settled, and when funds will hit your account.

Real-time visibility into transactions and balances

Clear settlement and payout timelines

Downloadable reports for accounting and reconciliation

payments solved

Focus on the work that matters

Stratapay handles approvals, underwriting coordination, and payment operations behind the scenes so you can stay focused on running your business

Our Story

Make space for growth

When payments run smoothly, teams move faster. Stratapay helps reduce friction, improve cash flow, and support smarter decision-making as your business scales.

Faster approvals and onboarding

Streamlined payment operations

Built to grow with your volume

3.75x

More decisions made

Bring payments, workflows, and visibility into one place—so teams can spend less time managing processes and more time moving forward.

Platform Overview

How Stratapay supports growing teams

Real-time insights

Centralized transaction visibility

Faster workflows

Reduced operational friction

See How it Works

compare MERCHANT SERVICES

How does Stratapay stack up?

Competition

Approval timeline

As fast as 24–48 hours

Several days to weeks

Pricing transparency

Clear, upfront pricing

Often opaque or tiered

Contract terms

Flexible, no long-term lock-ins

Long-term contracts common

Payment methods

Card, ACH, invoicing, mobile

Card-focused, limited options

Funding speed

Same-day funding available

2–5 business days

Reporting & visibility

Real-time

Limited or delayed reporting

Support model

Dedicated merchant support

Ticket-based or call queues

Scalability

Built to grow with volume

Requires plan or provider changes

Have more questions?

Reach out to our friendly support team

Stratapay is an independent business services brand based in the United States. Stratapay provides payment facilitation support, invoicing tools, and operational assistance designed to help businesses streamline transactions and workflows. Stratapay itself does not act as a bank, money transmitter, or financial institution, and does not directly hold or process customer funds. Payment processing services are provided through third-party, regulated payment processors and financial institutions, subject to their respective terms and approvals. Stratapay does not provide legal, accounting, or tax advice. Clients are responsible for ensuring their own compliance with applicable laws and regulations and should consult qualified professional advisors as needed. Services, features, and availability may vary based on jurisdiction and partner requirements.